https://www.betterment.com/employees/resources Find out how to make the most of your 401(k) plan and start saving for your future. en Thu, 26 Mar 2026 19:54:54 GMT 2026-03-26T19:54:54Z en https://www.betterment.com/employees/resources/retirement-account-tax-planning <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/retirement-account-tax-planning" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Tax%20Szn%20update.png" alt="Taxes made simple: Getting the most out of your retirement accounts" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Practical tips to help you optimize your taxes when it comes to retirement planning.</p> <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/retirement-account-tax-planning" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Tax%20Szn%20update.png" alt="Taxes made simple: Getting the most out of your retirement accounts" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Practical tips to help you optimize your taxes when it comes to retirement planning.</p> <img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;k=14&amp;r=https%3A%2F%2Fwww.betterment.com%2Femployees%2Fresources%2Fretirement-account-tax-planning&amp;bu=https%253A%252F%252Fwww.betterment.com%252Femployees%252Fresources&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> Fri, 06 Mar 2026 19:15:00 GMT https://www.betterment.com/employees/resources/retirement-account-tax-planning 2026-03-06T19:15:00Z Kelly Chambers | Financial writer https://www.betterment.com/employees/resources/strategy-investing-in-your-20s-0 <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/strategy-investing-in-your-20s-0" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Graphics/featured-images/20s.png" alt="20s" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>When you're in your 20s, you may be starting to invest or you might have some existing assets you need to take better care of. Pay attention to these major issues.</p> <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/strategy-investing-in-your-20s-0" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Graphics/featured-images/20s.png" alt="20s" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>When you're in your 20s, you may be starting to invest or you might have some existing assets you need to take better care of. Pay attention to these major issues.</p> <img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;k=14&amp;r=https%3A%2F%2Fwww.betterment.com%2Femployees%2Fresources%2Fstrategy-investing-in-your-20s-0&amp;bu=https%253A%252F%252Fwww.betterment.com%252Femployees%252Fresources&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> Wed, 04 Mar 2026 14:00:00 GMT https://www.betterment.com/employees/resources/strategy-investing-in-your-20s-0 2026-03-04T14:00:00Z Nick Holeman, CFP® | Director of Financial Planning, Betterment https://www.betterment.com/employees/resources/get-to-know-your-portfolio-options <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/get-to-know-your-portfolio-options" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Blog%20header%20-%20Get%20to%20know%20your%20ETF.png" alt="Get to know your ETF portfolio options" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Betterment makes it easy to invest with a range of expert-built ETF portfolios; learn more about your options.</p> <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/get-to-know-your-portfolio-options" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Blog%20header%20-%20Get%20to%20know%20your%20ETF.png" alt="Get to know your ETF portfolio options" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Betterment makes it easy to invest with a range of expert-built ETF portfolios; learn more about your options.</p> <img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;k=14&amp;r=https%3A%2F%2Fwww.betterment.com%2Femployees%2Fresources%2Fget-to-know-your-portfolio-options&amp;bu=https%253A%252F%252Fwww.betterment.com%252Femployees%252Fresources&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> Investing with Betterment Tue, 03 Mar 2026 17:00:00 GMT ben.bakkum@betterment.com (Ben Bakkum, CFA, CFP® | Sr. Investment Strategist, Betterment) https://www.betterment.com/employees/resources/get-to-know-your-portfolio-options 2026-03-03T17:00:00Z https://www.betterment.com/employees/resources/401k-roll-over <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/401k-roll-over" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Graphics/featured-images/dog-rolling-over.png" alt="dog-rolling-over" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Three reasons why rolling over 401(k)s from former employers may make sense.</p> <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/401k-roll-over" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Graphics/featured-images/dog-rolling-over.png" alt="dog-rolling-over" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Three reasons why rolling over 401(k)s from former employers may make sense.</p> <img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;k=14&amp;r=https%3A%2F%2Fwww.betterment.com%2Femployees%2Fresources%2F401k-roll-over&amp;bu=https%253A%252F%252Fwww.betterment.com%252Femployees%252Fresources&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> Next-level planning Tue, 06 Jan 2026 14:00:00 GMT https://www.betterment.com/employees/resources/401k-roll-over 2026-01-06T14:00:00Z Dana Karlson | Sr. Manager Copy & Content https://www.betterment.com/employees/resources/will-tariffs-affect-your-holiday-spending-this-year <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/will-tariffs-affect-your-holiday-spending-this-year" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/tariffs%20blog.png" alt="A person looking at an oversized gift. " class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>See how tariffs and inflation could raise holiday costs.</p> <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/will-tariffs-affect-your-holiday-spending-this-year" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/tariffs%20blog.png" alt="A person looking at an oversized gift. " class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>See how tariffs and inflation could raise holiday costs.</p> <img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;k=14&amp;r=https%3A%2F%2Fwww.betterment.com%2Femployees%2Fresources%2Fwill-tariffs-affect-your-holiday-spending-this-year&amp;bu=https%253A%252F%252Fwww.betterment.com%252Femployees%252Fresources&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> Expert Insights Thu, 06 Nov 2025 17:18:32 GMT ben.bakkum@betterment.com (Ben Bakkum, CFA, CFP® | Sr. Investment Strategist, Betterment) https://www.betterment.com/employees/resources/will-tariffs-affect-your-holiday-spending-this-year 2025-11-06T17:18:32Z https://www.betterment.com/employees/resources/catch-up-contributions-explained-new-roth-rules-starting-in-2026 <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/catch-up-contributions-explained-new-roth-rules-starting-in-2026" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/B@W%20Roth%20requirement%20for%20catch-up%20contributions.png" alt="Person rolling a coin into a jar." class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Starting in 2026, high earners must make 401(k) catch-up contributions as Roth contributions. Learn what this SECURE 2.0 change means for you.</p> <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/catch-up-contributions-explained-new-roth-rules-starting-in-2026" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/B@W%20Roth%20requirement%20for%20catch-up%20contributions.png" alt="Person rolling a coin into a jar." class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Starting in 2026, high earners must make 401(k) catch-up contributions as Roth contributions. Learn what this SECURE 2.0 change means for you.</p> <img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;k=14&amp;r=https%3A%2F%2Fwww.betterment.com%2Femployees%2Fresources%2Fcatch-up-contributions-explained-new-roth-rules-starting-in-2026&amp;bu=https%253A%252F%252Fwww.betterment.com%252Femployees%252Fresources&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> Mon, 03 Nov 2025 19:19:28 GMT robert.krupa@betterment.com (Rob Krupa, CPC | Head of 401(k) Compliance, Betterment at Work) https://www.betterment.com/employees/resources/catch-up-contributions-explained-new-roth-rules-starting-in-2026 2025-11-03T19:19:28Z https://www.betterment.com/employees/resources/betterment-401k-mutual-fund-lineup <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/betterment-401k-mutual-fund-lineup" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Mutual%20Fund%20NEW%20launch%20blog%20header-participant.png" alt="Betterment investment options. " class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Learn more about Betterment's curated lineup of low-cost mutual funds.</p> <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/betterment-401k-mutual-fund-lineup" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Mutual%20Fund%20NEW%20launch%20blog%20header-participant.png" alt="Betterment investment options. " class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Learn more about Betterment's curated lineup of low-cost mutual funds.</p> <img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;k=14&amp;r=https%3A%2F%2Fwww.betterment.com%2Femployees%2Fresources%2Fbetterment-401k-mutual-fund-lineup&amp;bu=https%253A%252F%252Fwww.betterment.com%252Femployees%252Fresources&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> Thu, 23 Oct 2025 17:33:35 GMT https://www.betterment.com/employees/resources/betterment-401k-mutual-fund-lineup 2025-10-23T17:33:35Z Josh Shrair | Investment Strategist, Betterment https://www.betterment.com/employees/resources/glide-path-target-date-fund <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/glide-path-target-date-fund" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Glide%20path%20blog%20header%20Final.png" alt="A person parasailing." class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Learn how Betterment’s glide path guides your 401(k) from stocks to bonds—balancing growth and security as you near retirement.</p> <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/glide-path-target-date-fund" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Glide%20path%20blog%20header%20Final.png" alt="A person parasailing." class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Learn how Betterment’s glide path guides your 401(k) from stocks to bonds—balancing growth and security as you near retirement.</p> <img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;k=14&amp;r=https%3A%2F%2Fwww.betterment.com%2Femployees%2Fresources%2Fglide-path-target-date-fund&amp;bu=https%253A%252F%252Fwww.betterment.com%252Femployees%252Fresources&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> 401(k) participants Basics Mon, 06 Oct 2025 13:00:00 GMT https://www.betterment.com/employees/resources/glide-path-target-date-fund 2025-10-06T13:00:00Z Dana Karlson | Sr. Manager Copy & Content https://www.betterment.com/employees/resources/cost-of-living-retirement <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/cost-of-living-retirement" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/B2B%20Blog%20%20_%20%20Lifestyle%20considerations%20in%20retirement%20tweaks.png" alt="A man and woman at a road sign, looking both ways." class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Follow these three steps to plan the retirement lifestyle you want.</p> <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/cost-of-living-retirement" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/B2B%20Blog%20%20_%20%20Lifestyle%20considerations%20in%20retirement%20tweaks.png" alt="A man and woman at a road sign, looking both ways." class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Follow these three steps to plan the retirement lifestyle you want.</p> <img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;k=14&amp;r=https%3A%2F%2Fwww.betterment.com%2Femployees%2Fresources%2Fcost-of-living-retirement&amp;bu=https%253A%252F%252Fwww.betterment.com%252Femployees%252Fresources&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> 401(k) participants Budgeting Tue, 16 Sep 2025 13:00:00 GMT https://www.betterment.com/employees/resources/cost-of-living-retirement 2025-09-16T13:00:00Z Kelly Chambers | Financial writer https://www.betterment.com/employees/resources/how-to-make-tax-efficient-withdrawals-in-retirement <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/how-to-make-tax-efficient-withdrawals-in-retirement" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/B@W%20Blog%20%20_%20How%20to%20make%20tax-efficient%20withdrawals%20in%20retirement%20-%20drawers%20only.png" alt="Drawers representing different types of retirement accounts. " class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Thoughtful planning around retirement withdrawals can help you retain more of your money, allowing for greater comfort and freedom in retirement.</p> <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/how-to-make-tax-efficient-withdrawals-in-retirement" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/B@W%20Blog%20%20_%20How%20to%20make%20tax-efficient%20withdrawals%20in%20retirement%20-%20drawers%20only.png" alt="Drawers representing different types of retirement accounts. " class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Thoughtful planning around retirement withdrawals can help you retain more of your money, allowing for greater comfort and freedom in retirement.</p> <img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;k=14&amp;r=https%3A%2F%2Fwww.betterment.com%2Femployees%2Fresources%2Fhow-to-make-tax-efficient-withdrawals-in-retirement&amp;bu=https%253A%252F%252Fwww.betterment.com%252Femployees%252Fresources&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> 401(k)s 401(k) participants Taxes Mon, 11 Aug 2025 19:59:19 GMT https://www.betterment.com/employees/resources/how-to-make-tax-efficient-withdrawals-in-retirement 2025-08-11T19:59:19Z Betterment Editors