B4B Plan Sponsor Blog

A 50-state guide to state-mandated retirement plans [2026]

Dana Karlson | Sr. Manager Copy & Content — Fri, 27 Mar 2026 16:00:00 GMT

A 50-state guide to state-mandated retirement plans in 2026: deadlines, fines, and what small businesses need to know to stay compliant.

Target Income built with BlackRock: New name, new strategy

Mindy Yu, CIMA® | Director of Investing, Betterment — Mon, 16 Mar 2026 16:57:26 GMT

BlackRock is updating its Target Income strategy. Here's what's changing, what's staying the same, and how we'll manage your transition.

More than 50% of employees think employers should offer this benefit

Dana Karlson | Sr. Manager Copy & Content — Thu, 26 Feb 2026 17:30:00 GMT

Our recent survey of 1,000 full-time U.S. workers found that nearly half of employees agreed employers should focus on one thing. Let’s see what that is….

Why Gen Z is money-confident but confused about employee benefits

Kelly Chambers | Financial writer — Thu, 29 Jan 2026 19:15:42 GMT

Gen Z is financially confident but confused by benefits. This article explains why—and what employers can do to close the gap.

What are unallocated funds?

Betterment Editors — Wed, 28 Jan 2026 19:30:00 GMT

Unallocated funds are non-invested assets within the plan. Many 401(k) plans have unallocated funds as a result of daily plan administration.

Everything You Need to Know about Form 5500

Betterment Editors — Tue, 06 Jan 2026 14:15:00 GMT

If you’d like to get a general idea of what it takes to file a Form 5500 for a 401(k) plan, here are the top five things you need to know.

2026 portfolio updates: What plan sponsors need to know

Mindy Yu, CIMA® | Director of Investing, Betterment — Mon, 05 Jan 2026 14:15:00 GMT

Updates to the Betterment managed strategies are coming soon.

Understanding 401(k) Annual Compliance Testing

Dana Karlson | Sr. Manager Copy & Content — Tue, 23 Dec 2025 14:00:00 GMT

These yearly required tests are meant to ensure everyone is benefiting from your 401(k) plan.

Employee engagement: 3 ways to boost workforce engagement with benefits

Kelly Chambers | Financial writer — Tue, 16 Dec 2025 14:12:57 GMT

Employee engagement can be your biggest growth driver. Discover three financial benefits that help motivate your team and strengthen your business.

What today’s financial stress means for your 2026 benefits strategy

Dana Karlson | Sr. Manager Copy & Content — Tue, 16 Dec 2025 14:00:00 GMT

Betterment’s 2025 Retirement Readiness Report reveals the tension shaping the modern workforce—and what plan sponsors should prepare for next.